Sunshine City Bank
MR
Application · #SBA-2026-0418

Birchwood Bakery, LLC

SBA 7(a) · $385,000 requested · Working capital and equipment

SBA eligibility scorecard

Each check has its own document requirements. Upload, then Run Check to validate against SOP 50 10 7.1.

8
Passed
0
Needs review
1
Blocking
  • Business tax returns (2022, 2023, 2024)
    Automated validation surfaced 1 failing check and 1 item needing review.
    0/1 document uploaded
  • For-profit business operating in the U.S.
    Birchwood Bakery, LLC operates in San Francisco, CA. Verified via Articles of Organization.
    1/1 document uploaded
  • Meets SBA size standard (NAICS 311811)
    Standard: $9M average annual receipts. Applicant 3-yr avg: $1.28M.
    1/1 document uploaded
  • Eligible industry — not on excluded list
    Retail bakery is an eligible industry. No lending, gambling, or speculative activities.
    2/2 documents uploaded
  • Ownership disclosure — 20%+ owners
    M. Holloway (78%) and J. Park (22%) disclosed. Form 1919 complete for both.
    1/1 document uploaded
  • Citizenship & character review
    Form 912 reviewed and cleared for all 20%+ owners.
    1/1 document uploaded
  • Use of proceeds permitted under 7(a)
    Equipment, leasehold improvements, working capital — all eligible uses.
    2/2 documents uploaded
  • Credit not available elsewhere on reasonable terms
    Two bank declines on file. Credit elsewhere test satisfied.
    1/1 document uploaded
  • No delinquent federal debt
    CAIVRS check clear. Debt schedule reconciled.
    1/1 document uploaded
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